November 10 2026

Threshold Adjustments (‘Tis the Season)

The 2017 threshold for exempt consumer credit transactions under Reg. Z hasĀ been announced. So has the threshold for appraisals for higher-price mortgage loans. The threshold for consumer leasing under Reg. M has likewise been announced. And while the agencies were at it, they finalized a rule for determining how that consumer leasing threshold adjustment will be calculated going forward. And while they were at finalizing threshold rules, they issued a final rule for how the threshold for exempting small loans from special appraisal requirements will be calculated going forward and set the threshold for 2017. [11/28/16]

Risk Watch Plus Webinar 8: Complaint Management

Complaints: Why you shouldn’t shun them, but invite them! In this era of exploding complaint volume, this certificated webinar (see instructions in video for how to get your free certificate of completion) takes a look at the risks, evolution, and need for a management strategy to effectively deal with complaints. Before that, we cover what’s hot in compliance, as seen by the editors of Risk InboX. This week’s hot items: 1) HUD cancels Obama era Fair Housing rule; 2) “HMDA” for boards and management; and 3) CFPB has added a new dimension to its complaint database. Click here to watch now.

What is the AffirmX Platform?

Video What makes the patented AffirmX Risk Intel Platform different than anything else out there? Take the next 3 minutes to see what this revolutionary tool can do for your financial institution. Watch Video

About Risk InboX

Each day, teams of subject matter experts and analysts at AffirmX and AdvisX comb through dozens of resources to keep tabs on the latest developments in areas of risk. We share our findings here, along with a brief note about why each item matters.

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