The MBL Rule Trio: Collateral, LTV Limits, and Personal Guarantees
NCUA's new member business lending rule now allows credit unions to make their own risk-based decisions, as opposed to the strict loan-to-value limits and personal guarantee requirements. This means credit unions should focus on collateral, loan to value limits, and personal guarantee requirements in making each commercial lending decision. Here is some helpful information for each of the three areas. [5/8/17]


