![The CFPB’s Overdraft Missive Misses the Mark](http://www.riskinbox.com/wp-content/uploads/2015/09/Missing-the-Target.jpg)
The CFPB’s Overdraft Missive Misses the Mark
The CFPB's concerns about unbanked and underbanked consumers are noble, but fail to appreciate what has caused the problem: over-reaching regulations from the CFPB and other agencies implementing Dodd-Frank. Pre-Dodd-Frank, 76% of all bank accounts were free to the consumer. In 2013, only 38% were. [2/5/16]