September 20 2025

Studies Debunk Key Anti-Payday Loan Arguments

Payday loans may get the heat, but they play a small part toward the end of the overall timeline of a borrower's financial distress, according to a Columbia Law School professor's study. Another study finds that payday borrowers with sustained usage actually saw more positive changes in their credit scores than borrowers with fewer rollovers. Borrowers who experienced a decline in credit scores were most likely to live in states with greater restrictions on payday rollovers. [2/11/15]

Risk Watch Plus Webinar 8: Complaint Management

Complaints: Why you shouldn’t shun them, but invite them! In this era of exploding complaint volume, this certificated webinar (see instructions in video for how to get your free certificate of completion) takes a look at the risks, evolution, and need for a management strategy to effectively deal with complaints. Before that, we cover what’s hot in compliance, as seen by the editors of Risk InboX. This week’s hot items: 1) HUD cancels Obama era Fair Housing rule; 2) “HMDA” for boards and management; and 3) CFPB has added a new dimension to its complaint database. Click here to watch now.

What is the AffirmX Platform?

Video What makes the patented AffirmX Risk Intel Platform different than anything else out there? Take the next 3 minutes to see what this revolutionary tool can do for your financial institution. Watch Video

About Risk InboX

Each day, teams of subject matter experts and analysts at AffirmX and AdvisX comb through dozens of resources to keep tabs on the latest developments in areas of risk. We share our findings here, along with a brief note about why each item matters.

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