March 3 2026

NCUA Issues Letter Regarding Extension of Rate Ceiling

The NCUA has issued a Letter to Federal Credit Unions (15-FCU-20) in which it extends the annual percentage rate ceiling of 18% for most loans and 28% for payday alternative loans for another 18-month period.  The letter adds that the NCUA may revisit the rate ceiling before the new expiration date of March 10, 2017, if interest rates move significantly before that time. [6/29/15

Risk Watch Plus Webinar 8: Complaint Management

Complaints: Why you shouldn’t shun them, but invite them! In this era of exploding complaint volume, this certificated webinar (see instructions in video for how to get your free certificate of completion) takes a look at the risks, evolution, and need for a management strategy to effectively deal with complaints. Before that, we cover what’s hot in compliance, as seen by the editors of Risk InboX. This week’s hot items: 1) HUD cancels Obama era Fair Housing rule; 2) “HMDA” for boards and management; and 3) CFPB has added a new dimension to its complaint database. Click here to watch now.

What is the AffirmX Platform?

Video What makes the patented AffirmX Risk Intel Platform different than anything else out there? Take the next 3 minutes to see what this revolutionary tool can do for your financial institution. Watch Video

About Risk InboX

Each day, teams of subject matter experts and analysts at AffirmX and AdvisX comb through dozens of resources to keep tabs on the latest developments in areas of risk. We share our findings here, along with a brief note about why each item matters.

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