January 28 2026

NCUA Approved Appraisal Rule and Reduction in Stabilization Fund Budget

At yesterday’s board meeting, NCUA approved a final rule that will permit federally insured credit unions to modify or refinance a mortgage loan without obtaining a new appraisal if no new funds are being advanced or if there is a new advance with adequate collateral protection. The Board also approved a budget of $4+ million for the Stabilization Fund, which represents an 8.9% reduction over the 2014 budget and the establishment of an agency working to review membership and secondary capital issues. [12/12/14]

Risk Watch Plus Webinar 8: Complaint Management

Complaints: Why you shouldn’t shun them, but invite them! In this era of exploding complaint volume, this certificated webinar (see instructions in video for how to get your free certificate of completion) takes a look at the risks, evolution, and need for a management strategy to effectively deal with complaints. Before that, we cover what’s hot in compliance, as seen by the editors of Risk InboX. This week’s hot items: 1) HUD cancels Obama era Fair Housing rule; 2) “HMDA” for boards and management; and 3) CFPB has added a new dimension to its complaint database. Click here to watch now.

What is the AffirmX Platform?

Video What makes the patented AffirmX Risk Intel Platform different than anything else out there? Take the next 3 minutes to see what this revolutionary tool can do for your financial institution. Watch Video

About Risk InboX

Each day, teams of subject matter experts and analysts at AffirmX and AdvisX comb through dozens of resources to keep tabs on the latest developments in areas of risk. We share our findings here, along with a brief note about why each item matters.

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