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Handling “New” HMDA: All You Need to Know
Still reeling from the new TILA-RESPA Integrated Disclosures, mortgage lenders got about a five-minute breather before the next big bombshell hit: the CFPB's amendments to the Home Mortgage Disclosure Act. Through the Act, Congress has charged the regulatory agencies with identifying and combating discriminatory practices within the mortgage industry. [12/15/15]