July 23 2025

CUNA Asks Congress for Thorough Scrutiny of NCUA’s Proposed RBC Rule

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CUNA has asked Congress to conduct a thorough review of NCUA’s proposed Risk Based Capital Rule and to direct the agency to fix what CUNA sees as significant deficiencies in the rule as currently drafted.  Specifically, CUNA notes that:

  • The rule is fundamentally flawed due to poorly calibrated risk weightings;
  • The rule would significantly adversely affect credit unions’ ability to offer mortgage loans and small business loans; and
  • The 18-month implementation period is unreasonably short. [4/7]

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