July 16 2026

ABA to CFPB on HMDA: These Aren’t “Technical” Corrections

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While the ABA appreciates the CFPB's intention to help lenders comply with new HMDA requirements, the changes aren't merely "technical corrections," but are substantive in nature and will require more than 30 days to be able to thoughtfully address. "An extremely truncated timeframe discourages comprehensive responses." ICBA goes further, saying the new rules will "drive many community banks out of the residential mortgage market and reduce consumer choice." [5/26/17]

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