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OCC Issues Rules to Ease Regulations for Community Banks

Rachel Osborn — Thu, 05 Mar 2026 19:50:04 +0000

The OCC announced two final rules to reduce regulatory burden on community banks by eliminating outdated fair housing data reporting requirements and simplifying licensing procedures for corporate activities. [3/5/26]

FFIEC Updates UBPR Interest Rate Risk Analysis Layout

Rachel Osborn — Thu, 05 Mar 2026 19:48:52 +0000

The FFIEC will split the Interest Rate Risk Analysis section of the Uniform Bank Performance Report into two pages (9 and 9A) around March 2, 2026, to improve readability following expanded updates made in February 2025. [3/5/26]

NCUA & FDIC Webinar on Combating Financial Scams

Rachel Osborn — Thu, 05 Mar 2026 19:44:32 +0000

The NCUA and FDIC will host a one-hour webinar on March 12 at 1 p.m. about common financial scams and strategies financial institutions can use to detect fraud and protect consumers. [3/5/26]

FinCEN Grants CDD Rule Relief

Rachel Osborn — Fri, 20 Feb 2026 20:17:23 +0000

FinCEN issued an order granting covered financial institutions relief from the 2016 Customer Due Diligence Rule requirement to identify and verify beneficial owners at each new account opening, allowing a more risk-based approach while maintaining broader Bank Secrecy Act obligations. [2/20/26]

FinCEN Warns of Romance Investment Scams

Rachel Osborn — Fri, 20 Feb 2026 20:15:50 +0000

In support of the multiagency #DatingorDefrauding campaign led by the Commodity Futures Trading Commission, the Financial Crimes Enforcement Network is urging financial institutions to stay alert to relationship investment scams and to file Suspicious Activity Reports and maintain strong Bank Secrecy Act compliance to aid law enforcement. [2/20/26]

FFIEC Updates UBPR Peer Groups

Rachel Osborn — Fri, 20 Feb 2026 20:14:12 +0000

The Federal Financial Institutions Examination Council is updating the Uniform Bank Performance Report’s commercial bank peer group definitions around February 26, 2026, as part of a 2025 review led by the Task Force on Surveillance Systems. [2/20/26]

Nacha Introduces New ACH Risk Management Rules to Combat Rising Fraud

Rachel Osborn — Wed, 11 Feb 2026 20:31:49 +0000

In response to rising ACH fraud, Nacha’s new 2026 Risk Management Rules require all ACH participants to implement risk-based processes, enhanced monitoring technology, and comprehensive training to proactively detect, prevent, and manage fraudulent transactions. [2/11/26]

FDIC Extends Comment Period on GENIUS Act Stablecoin Proposal

Rachel Osborn — Wed, 11 Feb 2026 20:29:37 +0000

The FDIC has extended the comment period by 90 days, until May 18, 2026, on its proposed rule implementing application requirements under the GENIUS Act for FDIC-supervised institutions seeking to issue payment stablecoins through subsidiaries. [2/11/26]

NCUA Proposes Fifth Round of Deregulatory Changes

Rachel Osborn — Wed, 11 Feb 2026 20:20:04 +0000

The NCUA announced the fifth round of proposed regulatory changes under its Deregulation Project, seeking public comment on three proposals to reduce burden, eliminate duplicative or outdated requirements, and increase flexibility for credit unions. [2/11/26]

OFAC Launches New Online Voluntary Self-Disclosure Portal

Rachel Osborn — Wed, 11 Feb 2026 20:18:28 +0000

The U.S. Department of the Treasury’s OFAC is launching a new secure online Voluntary Self-Disclosure Portal to streamline submissions of potential sanctions violations, improving efficiency, transparency, and user experience. [2/11/26]